getPaymentMethods

Retrieves detailed information on the payment methods available to the representative(merchant, shop).

Input (Literal)

Name Type Occurs Nillable? Description
language String 0..1 Yes The language code as defined by the ISO 639-1 standard, optional. If not specified the default language of the representatives country will be used (sv,no,da,fi).
customerType String 0..1 Yes Filter Payment Methods based on the CustomerType, optional. ‘[NATURAL, LEGAL]’
purchaseAmount String 0..1 Yes Filter Payment Method based on the puarchaseAmount, optional.

Output (Literal)

Name Type Occurs Nillable? Description
return paymentMethod 0..* No Return a list of all payment methods available to the representative.

Faults

Name Content Description
ECommerceErrorException ECommerceError Failed to retrieve the payment methods. See error for details.

Introduction

Each payment consist of:

  • An identity
  • A description intended for the developer, but can be shown to the customer if you wish.
  • minLimit & maxLimit: The payment method can only be used for purchases between these values.
  • A specificType. This might be:
    • INVOICE: Essentially an installment credit. Generates a PDF invoice when finalized
    • REVOLVING_CREDIT: Revolving credits and installment payments which do not generate invoices, in most cases this is a new Resurs Bank card.
    • CARD: A Resurs Bank card
    • PART_PAYMENT: You get the first payment slip the month after the purchase and you choose the payment plan then. The payment type does not generate an invoice.
  • Legal info links. Must always be shown (at least the last link) where a Resurs Bank payment method is marketed in some way or can alternatively show information from getCostOfPurchaseHtml in a popup. This is a legal requirement.

Since payment methods do not contain information such as logos, descriptions, fees, etc., it is likely that the webshop has to store the information about the methods of payment locally. The payment methods should be cached for about 24 hours to improve user experience by reducing loading time.

Resurs Bank may add/remove payment methods. A payment method is withdrawn from this listing 6 hours before it stops to work.

Response: getPaymentMethodsResponse

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns3:getPaymentMethodsResponse xmlns:ns3="http://ecommerce.resurs.com/v4/msg/shopflow" xmlns:ns2="http://ecommerce.resurs.com/v4/msg/exception">
         <return>
            <id>6</id>
            <description>Company invoice</description>
            <legalInfoLinks>
               <appendPriceLast>false</appendPriceLast>
               <endUserDescription>General terms</endUserDescription>
               <url>https://secure.resurs.se/documenthandler/Dokument.pdf?customerType=legal&amp;docType=commonTerms&amp;land=SE&amp;language=sv</url>
            </legalInfoLinks>
            <legalInfoLinks>
               <appendPriceLast>false</appendPriceLast>
               <endUserDescription>Standardiserad europeisk konsumentkreditinformation (SEKKI)</endUserDescription>
               <url>https://secure.resurs.se/documenthandler/Dokument.pdf?bankprodukt=NZ690101&amp;kedja=107&amp;land=SE;language=sv</url>
            </legalInfoLinks>
            <legalInfoLinks>
               <appendPriceLast>true</appendPriceLast>
               <endUserDescription>Prisinformation</endUserDescription>https://secure.resurs.se/documenthandler/Dokument.pdf?bankprodukt=76189069&kedja=995264&land=SE
               <url>https://secure.resurs.se/priceinfo/prisskyltning.html?countryCode=SE&amp;authorizedBankproductId=NZ690101&amp;representativeId=107&amp;creditAmount=</url>
            </legalInfoLinks>
            <minLimit>1.00</minLimit>
            <maxLimit>50000.00</maxLimit>
            <type>INVOICE</type>
            <specificType>INVOICE</specificType>
            <customerType>LEGAL</customerType>
         </return>
         <return>
            <id>7</id>
            <description>Resurskort</description>
            <minLimit>0</minLimit>
            <maxLimit>2147483647</maxLimit>
            <type>CARD</type>
            <specificType>CARD</specificType>
            <customerType>NATURAL</customerType>
            <customerType>LEGAL</customerType>
         </return>
         <return>
            <id>8</id>
            <description>New card</description>
            <legalInfoLinks>
               <appendPriceLast>false</appendPriceLast>
               <endUserDescription>General terms</endUserDescription>
               <url>https://secure.resurs.se/documenthandler/Dokument.pdf?customerType=natural&amp;docType=commonTerms&amp;land=SE&amp;language=sv</url>
            </legalInfoLinks>
            <legalInfoLinks>
               <appendPriceLast>false</appendPriceLast>
               <endUserDescription>Standardiserad europeisk konsumentkreditinformation (SEKKI)</endUserDescription>
               <url>https://secure.resurs.se/documenthandler/Dokument.pdf?bankprodukt=7B019069&amp;kedja=107&amp;land=SE</url>
            </legalInfoLinks>
            <legalInfoLinks>
               <appendPriceLast>true</appendPriceLast>
               <endUserDescription>Prisinformation</endUserDescription>
               <url>https://secure.resurs.se/priceinfo/prisskyltning.html?countryCode=SE&amp;authorizedBankproductId=7B019069&amp;representativeId=107&amp;creditAmount=</url>
            </legalInfoLinks>
            <minLimit>10.00</minLimit>
            <maxLimit>130000.00</maxLimit>
            <type>REVOLVING_CREDIT</type>
            <specificType>REVOLVING_CREDIT</specificType>
            <customerType>NATURAL</customerType>
         </return>
         <return>
            <id>9</id>
            <description>Invoice</description>
            <legalInfoLinks>
               <appendPriceLast>false</appendPriceLast>
               <endUserDescription>Allmänna villkor</endUserDescription>
               <url>https://secure.resurs.se/documenthandler/Dokument.pdf?customerType=natural&amp;docType=commonTerms&amp;land=SE&amp;language=sv</url>
            </legalInfoLinks>
            <legalInfoLinks>
               <appendPriceLast>false</appendPriceLast>
               <endUserDescription>Standardiserad europeisk konsumentkreditinformation (SEKKI)</endUserDescription>
               <url>https://secure.resurs.se/documenthandler/Dokument.pdf?bankprodukt=LG686069&amp;kedja=107&amp;land=SE</url>
            </legalInfoLinks>
            <legalInfoLinks>
               <appendPriceLast>true</appendPriceLast>
               <endUserDescription>Prisinformation</endUserDescription>
               <url>https://secure.resurs.se/priceinfo/prisskyltning.html?countryCode=SE&amp;authorizedBankproductId=LG686069&amp;representativeId=107&amp;creditAmount=</url>
            </legalInfoLinks>
            <minLimit>10.00</minLimit>
            <maxLimit>50000.00</maxLimit>
            <type>INVOICE</type>
            <specificType>REVOLVING_CREDIT</specificType>
            <customerType>NATURAL</customerType>
         </return>
      </ns3:getPaymentMethodsResponse>
   </soap:Body>
</soap:Envelope> 

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